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Safe Online Shopping Tips: How To Shop Safely Online by batteryfast.co.uk
Savvy online shoppers know they can get great deals on their holiday items without having to brave the Black Friday crowds.
Cyber Monday will be packed with discounted products from many tech companies and shopping sites, giving online customers an opportunity to save big while skipping the Black Friday chaos.
But before you let your keyboard do the shopping this season, peruse these tips for safe online shopping.
Here’s the condensed version:
Vet the site you’re buying from before you make your purchase
Record the details of the item and delivery terms to ensure you get what you paid for and that it arrives when you expect to receive it
Uncheck any preselected offers
Maintain a paper trail of your purchase
Watch for unexpected charges in your subsequent credit card statements
Credit cards remain your safest online-purchase method
The safest way to pay for your gifts is by credit card. Most companies offer insurance and indemnities against Internet fraud. But you need to check with your credit card company first.
Never use cash or a money-transfer service because you’ll have no way to get your money back if something goes wrong.
Only ever enter the details that can be found on your credit card. Don’t enter any PIN numbers or bank account numbers. Don’t give extra details like your mother’s maiden name.
Unfortunately, not all credit card issuers offer this service: according to the Credit.com site, American Express and Capital One do not issue temporary numbers.
Even without a way to hide the true account number, credit cards remain the safest way to shop online because the Electronic Funds Transfer Act limits your liability to $50-and perhaps $0, depending on your bank-but only if you report fraudulent charges within two days of discovering them. For more fraud-prevention tips, see my post from last May entitled “How to avoid sharing personal information online.”
A safe-shopping checklist
In addition to using a credit card, verifying item details and delivery terms, and keeping a paper trail, follow these steps to secure your online purchases:
Before you provide the site with any private data, check your browser’s address bar for the lock icon, which indicates an encrypted connection.
Make sure your browser is up-to-date
Check for the lock icon or other indication in the address bar (such as “https:”) to ensure the site uses a secure connection
Trust your instincts: if the site gives you a bad feeling, leave it
Don’t let the site store your credit card information
Read the site’s privacy, return, and refund policies
If the site lists a toll-free telephone number for orders, place your order by phone rather than online (You may be able to convince the phone agent to honor any “online-only” specials.)
As soon as the item arrives, make sure you received what you expected
Online shopping resources
Whether you want to check up on a Web vendor before making a purchase, ensure you’re getting exactly what you expect, or register a complaint related to an online purchase, these sites and articles can help.
Read more: http://www.batteryfast.co.uk/battery-technology/how-to-shop-safely-online-tips-for-safe-online-shopping/
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